Historically money was gold and silver, eventually promises to pay evolved which are what we today call notes.  Notes are debt.  Originally these notes were backed by precious metals, today these notes are backed by more notes.  This is called fiat banking.  Such a scenario requires a central authority.  This authority assumes the power to print out value on paper as if it were actual worth, gold and silver.  Subsequently the responsibility of value falls on this authoritys’ shoulders and is purportedly maintained thru altering the money supply.  The Federal Reserve in combination with the Federal Government not only monitors such activities but is solely responsible for the amount of money in circulation.  Private banks borrow from the Reserve and are bound to repay them with interest.  The same hold true for the Federal government which borrows money, called bonds, and repays the bonds with interest.  The Federal Reserve is the sole creator of money and its practices.  Given truth and honesty in all endeavors this system may work.  This first problem with this scenario is that the end consumer, the American citizen, is ultimately held liable for all such interest imposed.  The Reserve and the Government have refined this ‘science’ over the last century and have created an invisible mechanism which purposely and systematically extorts money from the Citizen, you, through insubstantiated interest.  They know exactly how much they can charge without the country revolting and they have pressed this threshhold until the mechanism snapped.  Unadultered greed.

The Federal Reserve is mandated by the Government is bound by legislative regulation.  Given the importance of the underlying value it manages it would seem such an entity would be bound by mind spinning constraints.  These constraints are actually malleable policies which serve the note holders at the consumers expense, and are diseminated by ivy league educated experts who completely failed as professionals.  If a private bank makes incompetent loans it must suffer the loss just as any businessman.  Here is where the conspiracy lies hidden as it has contaminated American ideology for almost one hundred years ago and is now considered routine. Too much loss and by law the commercial entity must dissolve as it is operating at a loss.  This prevents theft and protects the consumer from bad business which is the citizen in America.  This is capitalism, there is only so much available and the fittest survive.

In America the business itself is responsible for its actions and it is allowed no mitigation from any government entity.  This would constitute a different form of government, one which is discredited by the very same people who allowed such a collusion between the government and the private sector.  So much for free enterprise.

In the past decade Commercial banks made loans beyond safe parameters and were facing insolvency.  These banks claimed government practices allowed them to make less than stable loans.  They blamed their own poor business decisions on legislation and subsequently felt the same legislative body was at fault for their loss.  This is absurd to even a child.  In a effort to maintain solvency the commercial banks asked for mitigation to satisfy loans they privately made.  In a stroke of unspeakable policy never before heard of in America our congressmen gave these banks the funding necessary to pay off loans they were privately accountable for.  Guess who is required to pay these loans?  Seeing how it is American money it is subject to American taxes and banking practices which constitute interest and therefore inflate the sum; the taxpayer must now shoulder this burden, with interest.

Historically any business operating at a loss would dissolve.  This is the nature of capitalism and also the law.  The Federal Reserve in an unprecedented maneuver simply printed out the notes needed to allow these privately held companies to continue practicing, to continue making unsubstantiated loans to a people already shackled by incomprehensible demands.  Congressmen allowed the bank owners to benefit from careless and thoughtless business practices which will bankrupt the average businessman.  This shatters all integrity America created by reallocating our already misused tax dollars to a government regulated profession which should clearly be held to higher standards than any entity on earth.  Politicians compensated those companies for atrocious handling of what has erroneously become the most important aspect of our lives.  The bailout money paid salaries directly into the private hands of the bank officers who made unspeakable decisions leading to the demise of their own reputations.  Government paid salaries for private companies.  Did the citizen benefit from the bailout, not at all, only banking officers did.  This is a new form of unethical as it unfairly benefits the few while asking many to pay for their mistakes.  America now is the time to stand up and unite.  We must address this atrocity before it is too late.

If you don't do anything no one will. No one is going to solve this problem, the generation in charge does not care about you. Let's re engineer a country that is fair and impartial to all. This is not a joke, the right minds in the right place can accomplish what the baby boomers did not.

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Here are my articles detailing what is wrong today. Please read them and respond.